Ramco adopted the slogan “cooperation not communism”. Ramco started with small blocks facing the river and they had a cook to prepare meals for all including the single men. The fruit blocks were not officially surveyed until 1897. Ramco got their pumping plants from the Hawker Brothers of Kapunda. It was delivered by a paddle steamer from Morgan. It took a week to get it off the paddle steamer and on to the land site. By 1896 Ramco had a stronger sense of individualism than other Village Settlements. No water was provided to settlers from the pump without payments in either wood or cash as the pump took a lot of wood to keep it pumping. The Ramco settlement kept meticulous records. 1000 apricot trees were planted by 1897 in addition to vines planted on individual blocks. Ramco would only admit skilled members; they paid money to the scheme weekly and if they got sick they still got rations provided by the Settlement; members of the Settlement cut and sold Mallee for sale to paddle steamers and they dropped the restrictive practices and regulations of the Waikerie Settlement. The Ramco Settlement grew and almost prospered with its good management and more individualistic approach. The School opened in 1897 and a new wattle and daub and hessian bag school room was built 1908.The fine stone school was erected by the government in 1924. Ramco Settlement even admitted women as blockers too. In 1897 a small limestone hall built on the spot where the Hall, erected in 1927, now stands. Work started on fund raising and the building of a new Memorial Hall built in 1919 but it did not open until 1927. . Lutheran church services were first held in Ramco in 1905 in the home of the Polish Modistash family. Eventually Lutheran St Paul’s Lutheran church was built on the cliff tops overlooking the Ramco river flats and lagoon in 1924. It is now the church hall. A new Lutheran church was competed next to it in 1974 and it still serves the Ramco community.
The state Government offered Ramco new pumping plants in 1909 when the Settlement Scheme ended and all land had to be surrendered to the government and new leases were offered to everyone at Ramco. This was the end of the Village Settlement Scheme at Ramco and the start of the government controlled irrigation areas. The new 1910 government pump lifted water 90 feet high and it was connected to new channels allowing for expansion of the Ramco irrigation area. By 1912 settlers at Ramco were producing their first dried fruit. The Ramco School was threatened by the 1956 Murray River floods. So the school headmaster gathered 800 hessian bags, drove to Balaklava and got them filled and returned in a truck with 250 filled bags to build a bag levee round the school. In 1957 the Ramco area was extended into Golden Heights with an extra 460 acres of irrigated land created. Golden Heights is between Ramco and Waikerie.
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